Archive for the ‘Uncategorized’ Category

Politics and Friendship Together?

Sunday, February 5th, 2012

It is a common belief of many people that politics and friendship cannot always go together.  Just as making new friends can be a tricky business, mixing politics and friendship together can equally be tricky. During our first meeting with a potential friend, we know that talking about politics is a no-no. Small talks are safe so long as we stick away from politics. Other taboo topics include religion and sexuality. These topics can spark passionate debate which can apparently result to heated arguments if both sides cannot reconcile their views. All said, politics as a topic during initial stages of friendship could almost certainly bust a blooming friendship too soon.  Is this always the case? Is it always advisable that we should not engage into topics of politics with someone we just met? Or is it okay to bring up politics with the person you are planning to develop a good friendship and romance in the future? Can friendship develop between you and another person if you hate his or her political views? On the other hand, is it always necessary to have the same political views to attain full friendship?

In many countries today, starting a political topic can create very intense argument to even result in violence, in some extreme cases. Hence, the advice to avoid a topic about politics with a person you do not know still holds true in many cases. In spite of this, it also is not always the rule at all times. Many friendships start at political conventions attended by persons with varying political views. You may be surrounded by thousands of good people who have extreme political views, but you also stand a good chance of making new friendships as well as having a great time discussing opposing political views. In it not uncommon for many people to find themselves knowing a stranger deeply and only realizing later on that they have opposing political views. With the upcoming Australian Federal Election, many Australians will find themselves in many instances immersed in political discussions, but with the knowledge that their network of friends will be largely unaffected.

While most people are not extremely passionate about their political preferences, political opinions can still potentially break up friendships and even marriages, especially during the early stages. This is the real reason why it is generally accepted that politics should be avoided when talking with a stranger or a person you do not know well yet. For some cases, even close friends will opt not to discuss politics. It is a fact that there are some people who are not just tolerant of people with other views about politics. Thus, it is very challenging to forge genuine friendships or love if one party has an opposite political belief.

In spite of this phenomenon, some people still managed to make successful marriages and friendships even though both parties have different views. Is there a secret for these success stories? Successful friendships and marriages are possible even if two people have opposing political beliefs so long as they are not very passionate in their respective views. Other cases use their opposing views to spice up their marriage or friendship by constantly engaging in healthy debates. For this case, respect is high for both sides that even their political views cannot break their friendship apart. For most cases though, good friends that do not share the same political belief simply avoid engaging in any political discussions altogether.

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Dining Out Can Be Healthy

Tuesday, January 31st, 2012

The average American eats one meal, six days a week, outside of the home. Almost one half of their food budget is used for dining out. Because food portions have increased substantially, so has our weight. Our entrees and desserts have gotten larger and larger, fooling us into thinking that it’s ok to clean our plates. If they gave us this food, it’s ok to eat it, right? It’s not surprising to see that eight out of ten people over the age of 25 are overweight in America. It’s reported that about seventy-five percent of people who dine out are looking for healthier alternatives.

Many restaurants supply calorie and nutritional information in their menus. Some even offer smaller portions of their regular meals or will allow adults to purchase meals from their kiddy menu. Dining out doesn’t have to be difficult if you’re trying to eat healthy. Before going to a restaurant, visit its web site, if it has one, and look at the menu. Choose meals that work with your diet. See if items can be substituted if you need to change anything. Look at portion sizes and determine what you can and can’t eat.

If you’re going out for dinner, eat a lighter lunch. That way you won’t be adding a lot of extra calories. Don’t go to the restaurant feeling starved. Eat a piece of fruit or a low calorie English muffin that’s high in fiber an hour before you go to the restaurant. It should help you eat fewer calories when you’re dining out. You can also try a small handful of nuts to get the same results. Never start with the bread before the main meal arrives. Bread can add too many extra calories.

Make the right choices from the beginning when you’re dining out. When you order a salad ask for the dressing on the side. If you’re choosing pasta, pick one with red sauce instead of white. Choose baked potato without sour cream, you can use salsa on it instead. It’s lower in calories. Pick steamed vegetables without adding butter or sauce. They’re healthier. Sandwiches should be ordered on whole grain or wheat bread. Avoid mayonnaise and cheese on your sandwich and top it with mustard and a lot of vegetables instead. If you order an appetizer instead of a full meal, you’ll eat less. Ask for a doggie bag at the beginning of the meal and place half of it to go, so you’re not tempted to eat it. If you really want dessert, share it with another person, that way you won’t feel deprived.

For dining out guide, visit JP Pepperdine now.

Feel free to publish this article on your website, or send it to your friends, as long as you keep the resource box and the content of the article intact.

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Wise Weight Loss Tips When Dining Out

Sunday, January 29th, 2012

Dining out can be problematic for those of us who are trying to lose weight. When we are surrounded by all of the delicious scents of various fried and sizzled foods, it is often difficult to stick to our diets. We try to justify it for ourselves by saying that we can skip our low fat dinner routine just this once. However, that is exactly how weight gain starts. If you are currently on a diet then dining out should not change your eating habits. You should always stick with healthy alternatives versus empty calories. In this article I will provide you with several nutrition tips when dining out.

  1. Always choose simply prepared foods. Anything broiled, roasted, and baked is far healthier than fried or sautéed. You should also try to avoid casseroles and foods which are served in heavy sauces and gravies.
  2. When in doubt, always ask the waiter whether your meal can be prepared without butter, margarine, gravy or any other sauces. More and more restaurants are currently a lot more accommodating to customers.
  3. When ordering a salad, be sure to ask for low fat dressing and to request dressing on the side. When dressing is on the side you have better control over how much you consume.
  4. When choosing a side, stay away from loaded mashed potatoes and fries, instead ask for steamed or grilled veggies.
  5. when its time for dessert and you just have to have something, instead of ice cream, cake, or pie, try fruit salad, nonfat frozen yogurt, or sherbet. If they don’t carry any healthy alternatives, suggest dessert somewhere else.

So if you want to lose weight [http://www.weightdepot.com], be sure to keep your guard up when dining out. Various herbal remedies, such as all natural hoodia, can also help you control your appetite when dining out.

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How Much Does Childcare Cost and What’s the Difference?

Sunday, January 29th, 2012

How much does childcare cost and what’s the difference?

The cost of childcare is an important consideration for families in the UK. Childcare costs vary significantly depending on the type of childcare you choose.

Prices vary according to the type of childcare that you need, the hours that you need childcare for and the experience and qualifications that you’re chosen candidate has. Location also affects the price of childcare, for example Nanny’s in London cost considerably more than Nannies in Birmingham or Nannies in Manchester.

Typically babysitters and au pairs are the least expensive type of child care with the least experience and qualifications but that’s not to say they won’t provide excellent care and be perfect solution to your childcare needs. Live in Nannies in London are highly sought after and provide the most expensive childcare. They provide round the clock care for families, with high levels of experience, up to date CRB check and childcare training.

Each childcare candidate on FAB has the option of displaying their regular hourly, weekly, or monthly charges on their profile page and each candidate includes the type of childcare or domestic service that they can provide.

For example, Jodie is a childcarer based in Harpenden. She is available for a number of child care jobs in the Harpenden area including Nanny live out, Nanny part time, Babysitter, Afterschool Nanny, Nanny Housekeeper, and Housekeeper. She has ten years experience and charges £7 per hour.

If you are returning to work or just need extra help with your little ones, the following should be considered before beginning your childcare search as it will greatly affect the cost of your childcare:

How much can I afford to spend on childcare?

How often do I need childcare?

Do I want childcare in my own home or away from my home?

Do I want someone with many years of experience or am I happy with an inexperienced au pair?

Am I willing to have my childcare live in my home or do I prefer my families privacy?

The age of your children, a baby requires much more specialised care than a teenager.

Where do you live? Childcare costs in London are higher than say Birmingham simply because the cost of living is higher.

Am I eligible for Working Tax Credits or Childcare Vouchers?

Whatever type of child care you need and wherever you are, it’s important to discuss and agree your requirements and the costs with your childcare candidate in advance.

www.findababysitter.com connects parents and agencies with childcare by postcode and by the type of care, experience or qualifications that they require, or can provide, either in their own home or just up their street.
Findababysitter is a community service, a place where people living close by can find each other and the childcare they need, safely, easily and affordably.

Article Source:
http://EzineArticles.com/?expert=Tineka_A_Bright

How to Cure Fear of Public Speaking – 8 Proven Ways To Overcoming Fear Of Public Speaking

Tuesday, January 17th, 2012

Here’s your opportunity to discover how to cure fear of public speaking. Did you know that most individuals who fear public speaking are troubled about being perceived as a bad speaker or labeled in a negative way? Virtually all of your fears and anxiousness about public speaking is founded on ideations that have absolutely nothing to do with reality. If you ranked public speaking among fears, it is commonly ranked as the number one fear, exceeding even the fearfulness of dying. So what makes up the secret to overcoming fear of public speaking? This article will help you understand what causes that fear and provide 8 ways to overcome them.

Numerous things may stimulate the fear of public speaking. Gloss phobia or speech anxiety is the fearfulness of public speaking and perhaps related to, or occasionally to include a more intense anxiety disorder. The reasons of this anxiousness are unsuccessful ideas and anxiety-arousing situations. If you or anyone you know is hurting by this phobic disorder for public speaking it merely means that you are fearful about confronting sociable and professional situations in life. If allowed and the anxiety is serious enough, it may interfere with your power to present an adequate speech. Fortunately for some people, the benefits from being able to overcome fear of public speaking are substantial.

In that respect there are 8 proven ways/tips for superb public speaking that can help you no matter what your degree of anxiety or experience:

1. Pick out a subject that you are comfortable with, know intimately and have a passion for.

2. Always maintain a positive mental and physical attitude.

3. Make sure you set realistic goals and just keep in mind that there’s no such thing as a flawless speech so it is futile to try and present one.

4. Regard the audience as a source of support and your reason for giving the presentation in the first place, not as a judge and jury hoping you will fail

5. You must never read your speech word for word (reading in public is not public speaking)

6. You should never be apologetic for anything at the beginning of your speech

7. It’s important for you to know and remember that virtually all signs of nervousness are never detected by the audience but can and will appear amplified by you the speaker.

8. Use a mirror and practice in front of it or in the presence of a friend or family member. Practicing your speech in their presence will give you the opportunity to get constructive feedback from them.

The most beneficial cure for your individual responses to speech anxiety is one or a combination that works out best for you individually. The common difficulties of public speaking are removed because you will be concentrating on the fundamental principles listed above and not the actual act of speaking.

Finally, you must understand that there are additional concepts and techniques that you will need to utilize that will help make you a better public speaker. Overcoming fear of public speaking and learning how to cure fear of public speaking is just the first step. You can find plenty of valuable suggestions and tips in addition to strategies that you will be able to apply immediately so that you can feel confident about taking the second step to public speaking success.

Discover more about how to cure fear of public speaking and find out all about overcoming fear of public speaking

Take the second step to public speaking success at www.publicspeakinginc.com

Article Source:
http://EzineArticles.com/?expert=Robert_R._Taylor

Sex Education: Its Importance and Need in the Society

Wednesday, January 11th, 2012

Sex Education, as the term clearly indicates, refers to education which is based on human sexual behavior. Parents, schools or caretakers offer it in some parts of the world to educate the children, who are stepping into their adolescence. If formally received, sex education is either taught as a full course at high school or junior high school level or in biology, health, home economics classes. Teaching sex education is rather a controversial issue; debates have been going on for several decades discussing if it should be taught formally in schools or not. Sex education in schools should exist without any doubts and apprehensions as it offers many benefits.

Adolescence is called the “age of storm and stress”. The young teenagers, during this phase of life are under deep psychological pressure. Mainly, this psychological pressure is the result of one’s growing sexual needs and the biological changes and hormonal effects on the individuals. During this time, most of the children are observed to become easily irritable. They find it difficult in most situations to deal with the family members. They might not want to talk to them about the natural changes taking place in their body and mind. In such circumstances, one highly suitable option is that of the teachers who are able to teach them to control their urges until a proper age. In schools, trained teachers would help the students to know how to deal with their sexual impulses. This role can not be replaced by parents or other entities. A classroom discussion and lesson would make them feel it is natural, and they would also feel that they are being understood by someone. However, taking them individually to psychologists or other trained educators would not help. In such a situation they might consider themselves to be different and misunderstood by family and people around them. Therefore, it becomes crystal clear that the best way to offer sex education is always in school.

It is a psychological phenomenon that children at young age are under an immense peer pressure. Something that they learn in the class with their peer group is what makes a better impression on their minds than otherwise. They are more focused in the lessons that teachers offer and are more eager asking question to clear their ambiguities. They might feel embarrassed and uneasy questioning their parents about it, but it always differs in case of the teacher in the class. This is because everyone in the class is going through the same stage. A class discussion becomes healthy source of learning as it helps in enhancing the knowledge on the subject.

Many people advocate that sex education should only be restricted to families, that is, that parents should personally educate their children. This view is totally illogical and holds complications and questions. The first point is that not all the parents would be willing to do it or would be able to do it. Secondly, this education needs a proper channel through which it should reach its required learners. There could be many possible problems in the families so they might not be able to take the role of a teacher in educating their children regarding sex. The demand of annulment of sex education from the schools is highly conservative.

Most importantly, there are many single parents, how would they take up this challenge of educating their children on their own? Parents can not properly educate their children about sex also because they lack details that qualified sex educators convey in schools. Thus, the stance of abolishing sex education in school is not a favorable thought. In many observed cases where parents or children are embarrassed about talking over sexual matters with each other, it is most likely to be uneasy situation at both the ends. This keeps the children from learning the answers to the questions they might have in their minds. This can be a great flaw of shifting the duty of sexual education from teachers to the parents. It will leave the children only half or less educated about the issue and as they say “Little knowledge is a dangerous thing”, this might end up in grave situations.

According to research, most of the parents also feel uneasy because they know that they are not equipped to provide the apt sexual information to their children. They also fail to comprehend what details and information should be concealed and what should be revealed, keeping in mind their children’s age. On the other hand, there might also be parents who would feel comfortable talking to their children about sexual matters, but only when the children bring the matter up.

Most parents, around the world, may also lack role models to look up to as they would not have talked over sexual issues with their own parents in their adolescent. This makes them inefficient to trigger their roles of educating their children in an effective way as the assigned teachers are able to do in schools.

Sex education is not limited to only a single branch of knowledge. This education focuses on a number of significant sexual matters that are offered with especially designed courses and programs. Sex education covers the education of relationships, sexual abstinence at a certain level and teaching to practice safe sex to the level of children who are thought to be sexually active. Therefore, its claim for being appropriate and guiding holds strong base.

At a certain age of adolescence, growing children have problems facing relationships and controlling their personal emotions. Conflicts related to such matters persuade many youngsters to commit suicides or take part in other immoral activities. Proper sex education in schools also concentrates in making the youngsters emotionally stronger and in educating ways to cope with relationship problems. This argument strongly shows the immense benefit of sex education in schools.

Sex education is an important health strategy and this cannot be denied. AIDS and other sexually transmitted diseases can only be controlled if people are aware of precautions and have a vast knowledge in this case. This knowledge is conveyed through sex education, and if sex education is banned in schools and if parents have to educate their children, then it would not be as beneficial to the individuals and the society on the whole as teaching in school could be.

Sex education does not exist in all parts of the world. Asians are commonly regarded conservative when compared to westerners. It is not a part of their course in schools; this does not in any way mean that their teenage pregnancy rate is any lower if they are not exposed to sexual matters openly. In fact, this is one way how peers can mislead most of the youngsters and persuade them to bask in young age sexual relationships without any attempts for safety. This has resulted in serious problems such as the spread of fatal diseases like AIDS and has also increased rate of illegitimate births.

Researches have shown that the cause for ramification of STDs (sexually transmitted diseases) in the eras of 80s and 90s in the US and the UK is the lack of knowledge and information provided about sex in schools or home. Home and family has never and will never play an integral part in conveying sex education to teenagers, therefore to rely on the option of home, is to deceive your own self from the expected exigency in the future.

Some conservative groups assert that to discuss sexual issues openly is to devalue religion. No religion in the world abstain its followers from spreading the information that is so essential for human lives. Sexual behavior is natural and takes place through biological changes and this cannot be questioned as this is a part of human life. Thus people who take refuge under the religious shelter, to make their arguments strong, are misinterpreting religious ideas and laws.

Modern time is the time of internet and powerful media. Teenagers are exposed to Hollywood, TV and internet. These sources offer demonstration of sex which is highly thoughtless and casual; in this situation it is almost illogical to leave the teenagers on their sexual choices. They are young and fully excited; therefore they can not make a favorable choice. Sex education in school offers the information and knowledge they need to understand to know the responsibility that is accompanied by sexual relationships. The teacher in school helps the students to know the difference between a thoughtless and thoughtful sex. Having an urge for sex is not a problem; it is a natural process showing that the young people are developing to become adults; however the problem is having unsafe sex and hurting people through sexual choices.

People who claim that sex education in schools have more cons than pros, often come up with the statements suggesting that sex education in classroom should be avoided because the most effective tool for offering sex education, according to them is TV, films, magazines and media. Such people fail to understand that trained sex educators under especially designed programs teach sex education to children in schools. They are thus able to handle children’s problems and clear their ambiguities in the best possible way, whereas magazines, films, TV and other channels and mediums of providing sex education are be reliable. They are most of the times urging the young people by encouraging their sexual promiscuity rather than effectively teaching and educating them. This wrong approach damages the society and the individuals in disguise of ameliorating them.

People contradicting the notion insist that sex education always makes the learners have sex and experience it personally, once they learn about it in school. The reality is that sexual urge for any human being is a natural occurrence. When children reach to a certain age, whether they find people to educated them about sex or not, they do have natural instincts about it, and therefore if provided a chance they would surely want to satisfy their urge. This natural reaction can not in any way be related to the outcome of sex education in schools. In fact, the best time for letting sex education play its role is when the sexual urge increases and the teenagers want to find a source for its satisfaction. It offers individuals with the required knowledge so that they are careful. It is only then that they understand the consequences of sex leading to child birth as well as sexually transmitted diseases. Thus sex education is basically a warning and a caution for such children who are stepping into the phase of life where they would need to know all this.

Some people who go against the topic also argue that even though sex education exists, it has still not decreased the rate of teenage pregnancies. I would rather not go deep in to the moral issue of the topic, but it is important here to discuss and point out the shortcomings of our society. Social values that insist that being single, pregnant and teenagers is fine, is what has to be changed. Through educating the children and making them aware that it is just not ‘cool’ to be pregnant when single or teenager, and just because ‘others are also doing it’ does not in any way justify their actions, this change can be achieved. There are many sexual education programs that teach the learners about the grave consequences that can result in having early sex. This type of sex education in schools is helpful and makes the learners responsible and mature enough to understand the difference between morality and immorality.

People, who are against the notion, repeatedly state the question that why sex education is given so much importance when there are also many other issues connected with juvenile delinquencies such as drugs, drinking and aggressive bullying. No doubt, there are also many other issues to consider important enough to be taught in school for awareness but psychological researches show that behind most of the juvenile behavioral problems, one main reason is always the active sexual urge which drives the young people to indulge themselves in harmful activities like drug abuse and alcoholism. It is also commonly observed that young teenagers who indulge into such activities are unaware of proper sex education. Once they are given a true picture of sex and its consequences their mental status relaxes and they are easily able to cope with other social taboos.

Parents, who believe that sex education pollutes the minds of their children, have in large number taken their children out of schools promoting sex education. In this process of instilling in their minds their religious and family values, they forget that the media, their children are largely exposed to can also lead them astray. Sex education in schools does not in any way offers them an invitation to have open sex by making them aware of the risks; it just educates them about the matter in the best way.

Apart from educating the students about safe sex, sex education in schools is also helpful as it helps students to learn proper terminology for reproductive system, STDs and birth contraceptives rather than the street lingo that is commonly used by laymen. Sex education classes are gender based and that is why the young learners are not embarrassed and are only taught what is related to their gender. Early inclusion of classes also helps the teenagers to either become abstinent for some time or to become responsible if they are already active. Therefore, many sexual problems that occur in adulthood can be controlled if effective and apt sex education is given at the right time.

A proper sex education which is holistic, nonjudgmental and comprehensive never misleads or misguides the teenagers. Such a curriculum should be imposed in all schools around the nation; it is an answer to many social problems and conflicts. Would any parent leave their kindergarten kids to walk alone on the streets without letting them know how to walk safely? No parent would actually do that, in the same way, letting your teenager children socialize with their peers and fellows without any proper sexual education is nothing contrary to the analogy mentioned above. It is hazardous and risky for their lives. Thus, proper sex education in schools should be encouraged so that they learn all the significant facts through trained teachers, who help and supports them in these matters of highly crucial value. Sex education should be taken as a positive aspect which promises healthier and better life for the youngsters. It therefore should be taken as a subject taught in schools to enhance knowledge on the subject matter; something merely as human anatomy or biology class. Sex education should be given in all schools to educate the children for their betterment, avoiding it will only result in emotional, social and health problems.

Read my book here whispers of my heart.

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Online Pet Supply Business – 40 Billion Dollars Up For Grabs

Tuesday, January 10th, 2012

The pet industry generates about 40 billion dollars of online sales annually, 70 million homes have pets and the average spent by a typical American is 150 dollars per month. Of course these are rough estimates but nevertheless, it is one hell of a lot of money.

Would it not be exciting to grab just the tiniest piece of this action?

Well anyone can do exactly that. You can set up an online pet supply business with very little trouble. If you have a real passion for pets, this could be right up your street. Even if you have no interest in pets, the online pet supply business is for everyone and is very profitable. Some people are making a very, very good living by selling other peoples pet supplies online for them

It is a very real business and should be treated as such. You can put a little effort into the business and make some extra spending money but if you want to take it to extremes and drive huge amounts of online web traffic to your pet store business, the world is your oyster.

Your online pet supply business comes with a free start-up kit that will enable you to get your online pet supply store up and running immediately. It is a pre-built store so there is no worry about having to set up your own website. Your online business comes equipped with a large amount of pet products in many categories that will ensure your customers will keep coming back for further products in the future.

There are numerous guides that are supplied. There is a marketing guide that will explain how to drive customers to your online pet supply business by various methods. There are other marketing tips and general techniques designed to help grow your online pet supply store. There are other guides that help you with general business aspects like cash flow, accounts, taxes and wealth and retirement issues.

If you are thinking where and how do I store all of the pet products? Don’t worry because of that side is taken care of. All that you do is get the customers to your online supply store where they buy the supplies and you get your hefty commissions. The actual storage and mailing of the pet supplies is totally in someone else’s hands.

Everything is included that you need to create a successful pet supply store. Once you have it up and running and you have all of the customers that you want, you can take a back seat and leave it alone and it will take care of itself. Of course you will have to spend time on your pet supply store now and again to keep it current.

Your online pet supply business will continue to earn you money when you are asleep, when you are on holiday and when you are busy enjoying your free time. It will work for you 24 hours a day 365 days per year, you don’t have to pay wages and you won’t have any employee-related problems.

If you want to find out more about how to divert some of the billions spent with your own online pet supply business and start living your life how you want to, click here Online Pet Supply Business [http://www.onlinepetbusiness.com/onlinepetsupplybusiness.html]

Article Source:
http://EzineArticles.com/?expert=Martin_Loader

How to Create a Blog in 10 Easy Steps

Tuesday, December 27th, 2011

Step 1: Choose Your Passion

What does passion have to do with it? I just want to make money!

Well making money might be a good reason for starting a blog and money CAN be made, but in the end creating and maintaining a blog that is going to last is more about your passion or your driving force. Ask yourself this question:

“What would I do everyday, for the rest of my life, without ever being paid to do it?”

Whatever answer you come up with is your passion. That is what your blog should be about; YOUR PASSION. That is what you should be blogging about. Write for yourself before you right for someone else. Money and fame are just icing on the cake.

See, when you first start writing your blog, there most likely WILL NOT be any money returned from your time investment. Making money is usually a result of long hours invested in gaining subscribers and avid readers and becoming known as an “expert”. You might decide to monetize your blog, but without people reading your blog, how are you going to make money?

Remember this: THERE ARE NO GET-RICH-QUICK SCHEMES RELATED TO BUILDING AN A+ BLOG!!! Sorry to dash your dreams but if you are looking for the “key” to riches beyond your wildest dreams, then please go somewhere else; you won’t find it here.

Step 2: Write Down Your Goals

Most likely if you write down your goals those goals will happen. This is because making yourself actually think about what you want to accomplish is half of the battle already won. “Failing to Plan is Planning to Fail.” ~ English Proverb What do you want to accomplish? How are you going to deliver your message? When you are finished, what is it going to look like?

Step 3: Visit Some Other Blogs

Do some research and check out what other people are doing with their blogs. Learn what blogging is in general. Don’t just search for blogs in your niche, but also in general. There is alot to be learned from others that have already put up there own blogs. Posts some comments so that you can start to get a feel of what the whole blogging process is. While you are researching be sure to bookmark those blogs that you have visited and write down interesting ideas that pop into your head. You might not remember where you have been only a day or two earlier.

Step 4: Choose a Blogging Software

There a bunch of options when looking for your blogging software. I would start by doing a search on Google for Blogging Software. Don’t be intimidated by the 62,000,000 + results returned back to you. :)

For the scope of the article, I am going to talk about WordPress (WordPress.com). I chose WordPress for my blog not only because it is the most popular, but also because it is backed by a huge community, has some really useful plugins, gives you loads of control and is easy to use. You can either signup for at WordPress or find your own hosting provider to host the blog for you. If you are new to blogging then signing-up at WordPress might be your best bet. There are many of bulit-in extras like stats that track your visitors that are beneficial. Best of all it is FREE!

Step 5: Buy a Domain Name

Buying a domain from a domain registry such as GoDaddy will make your blog appear more professional. Choose a domain name that not only fits your blog’s purpose but also has keywords in it. For instance, if your blog is about gardening, then choose a domain such as “MyGardeningBlog.com” or “My-Gardening-Blog.com”. The .com, .net, .org, etc extension is not important although .com extensions are generally recognized as the default.

Step 6: Customize Your Blog

Customizing your blog is very easy with WordPress. If you choose to host your blog with WordPress then you can choose from dozens of pre-installed templates. You can also Search Google for additional templates that are either FREE or low cost for around $45 a template. If you find a template that is not provided by the hosted service then you can simply upload the new template to your account. The control panel that comes with the hosted service is very easy to use.

If you are daring enough to modify the template by hand you can do so. WordPress is built in a web site scripting language called PHP. If you are not familiar with PHP then this route is not for you. You can, however, find additional resources online either at the WordPress website or by doing a Google search.

Step 7: Install Helpful Plugins

WordPress is easily expandable by the use of “Plugins”. Plugins are little pieces of software that are created by a 3rd-Party developer that accomplish simple tasks such as helping you manage your Google AdSense (Google.com/AdSense) ads or backing up your WordPress installation. There are many plugins to choose from and you can search for them at WordPress.org.

Step 8: Write Your “About” Page

When you are ready, you can describe the blog and its purpose in an “About” page. Be as descriptive as you can about the target audience and what you will be providing in the blog.

Step 9: Start Posting to Your Blog

This is actually the hardest part. If you have done your homework on what your passion was and you did some research, then you most likely did some blog posts in your head. Don’t sweat coming up with great and astounding ideas or intricate essays. Remember the KISS method and Keep It Simple Stupid! (OK I had to break this rule for this article but you know what I mean…)

You have to remember who your audience is in general. Most people read blogs rather than other forms of information because they are short and to-the-point snippets of information that can be easily digested. I think this is just normal human behavior in a conventional society. There is far too much information on the internet and too little time to try to consume it all. Blogs satisfy our normal curiosity like small little squares of chocolate would satisfy our sweet-tooth.

Step 10: Marketing (and maybe Monetizing) Your Blog

Since you have been blogging your little heart away, wouldn’t it be nice if people actually read it? Here are a few ways, among many, to go about marketing your blog.

  1. Google Website Submittal (http://www.google.com/addurl)- This allows you to easily add your new blog (or website) to Google. I also suggest you submit to Yahoo and AltaVista and any other search engine or directory you can find.
  2. Google AdSense and AdWords – AdWords allows you to advertise on Google and AdSense allows you display ads on your blog that match your content. If any visitors to your blog click on the advertisements you get paid for it. What a concept!! Be sure to check the other suggested affiliates and ad networks under the “Money Makers” section of this blog.
  3. Google Sitemap – This is a FREE plugin for WordPress that you can install that will create a Google Sitemap of your blog that can be used to allow your blog to be better indexed by Google.
  4. FeedBurner – Another plugin and service that is FREE that allows you to do some really neat things with your blog’s feed. The feed of your blog is what allows someone to subscribe to your blog. It is a file that contains all of your posts in a specific file format called RSS that an “aggregator” (or “feed reader”) such as Google Reader can read and keep track of. You would want to use an aggregator because it keeps track of the different blog feeds that you have subscribed to and allows you to read those blog feeds all in one place. Although you do not need FeedBurner to allow your blog to be subscribed to, it has some really great features that you need to check out.
  5. Comments – Visit alot of blogs and subscribe to them. Try to be the first to leave a comment with a link back to your blog.
  6. Forums – Forums are the same way. Just be careful that you are truly leaving a comment about the thread and not just trying to advertise your blog.
  7. Signatures – When you leave a comment or send an email make sure you use a signature that has your blog address.
  8. Write Articles – Turn you blog posts into an expanded article that you can put on a tutorial or eZine (Electronic or Online Magazine) website such as EzineArticles.com. Make sure to add a link back to your blog.
  9. Word of Mouth – Don’t forget to tell the people you know about your new blog and keep them updated on what is going on. Ask them to become subscribers to your blog.
  10. Social Networks – If you have an account with a social networking website such as LinkedIn, FaceBook or Twitter you can setup your account to subscribe to your blog automatically.

I hope you have enjoyed this introduction into the world of blogging and I hope that you find your passion. Please be sure to comment on this blog post and leave me some feedback. Also be sure to ask me any questions that you might have. I will be glad to help you in any way that I can.

“We don’t just create websites. We build businesses!” ~ Jason Cochran, WebFusion5 (http://www.webfusion5.com)

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India’s Education Sector – Back to School

Saturday, December 17th, 2011

India’s US$40b education market is experiencing a surge in investment. Capital, both local and international, and innovative legal structures are changing the face of this once-staid sector

The liberalization of India’s industrial policy in 1991 was the catalyst for a wave of investment in IT and infrastructure projects. Rapid economic growth followed, sparking a surge in demand for skilled and educated workers. This, combined with the failure of the public system to provide high quality education and the growing willingness of the burgeoning middle class to spend money on schooling, has transformed India’s education sector into an attractive and fast-emerging opportunity for foreign investment.

Despite being fraught with regulatory restrictions, private investors are flocking to play a part in the “education revolution”. A recent report by CLSA (Asia-Pacific Markets) estimated that the private education market is worth around US$40 billion. The K-12 segment alone, which includes students from kindergarten to the age of 17, is thought to be worth more than US$20 billion. The market for private colleges (engineering, medical, business, etc.) is valued at US$7 billion while tutoring accounts for a further US$5 billion.

Other areas such as test preparation, pre-schooling and vocational training are worth US$1-2 billion each. Textbooks and stationery, educational CD-ROMs, multimedia content, child skill enhancement, e-learning, teacher training and finishing schools for the IT and the BPO sectors are some of the other significant sectors for foreign investment in education.

Opportunity beckons

The Indian government allocated about US$8.6 billion to education for the current financial year. But considering the significant divide between the minority of students who graduate with a good education and the vast majority who struggle to receive basic elementary schooling, or are deprived of it altogether, private participation is seen as the only way of narrowing the gap. Indeed, it is estimated that the scope for private participation is almost five times the amount spent on education by the government.

CLSA estimates that the total size of India’s private education market could reach US$70 billion by 2012, with an 11% increase in the volume and penetration of education and training being offered.

The K-12 segment is the most attractive for private investors. Delhi Public School operates approximately 107 schools, DAV has around 667, Amity University runs several more and Educomp Solutions plans to open 150 K-12 institutions over the next four years. Coaching and tutoring K-12 students outside school is also big business with around 40% of urban children in grades 9-12 using external tuition facilities.

Opening the doors

Private initiatives in the education sector started in the mid-90s with public-private partnerships set up to provide information and communications technology (ICT) in schools. Under this scheme, various state governments outsourced the supply, installation and maintenance of IT hardware and software, as well as teacher training and IT education, in government or government-aided schools. The central government has been funding this initiative, which follows the build-own-operate-transfer (BOOT) model, under the Sarva Shiksha Abhiyaan and ICT Schools programmes. Private companies such as Educomp Solutions, Everonn Systems, and NIIT were among the first to enter the ICT market, which is expected to be worth around US$1 billion by 2012.

Recently, the central government invited private participation in over 1,000 of its industrial training institutes and offered academic and financial autonomy to private players. Companies such as Tata, Larsen & Toubro, Educomp and Wipro have shown keen interest in participating in this initiative.

Regulatory roadblocks

Education in India is regulated at both central and state government levels. As a result, regulations often differ from state to state. K-12 education is governed by the respective State School Education Act and the Central Board of Secondary Education (CBSE) Rules and Regulations concerning affiliation and/or the rules of any other affiliating body. Under current regulations, only not-for-profit trusts and societies registered under Societies Registration Act, 1860, and companies registered under section 25 of the Companies Act, 1956, qualify to be affiliated with the CBSE and to operate private schools.

While the K-12 segment accounts for the lion’s share of India’s educational market, weaving through the complex regulatory roadmap to qualify for affiliation poses serious difficulties for investors. The CBSE requires privately-funded schools to be non-proprietary entities without any vested control held by an individual or members of a family. In addition, a school seeking affiliation is expected to have a managing committee controlled by a trust, which should approve budgets, tuition fees and annual charges. Any income accrued cannot be transferred to the trust or school management committee and voluntary donations for gaining school admission are not permitted.

Schools and higher education institutions set up by the trust are entitled to exemptions from income tax, subject to compliance with section 11 of the Income Tax Act, 1961. In order to qualify for tax exemptions, the trust needs to ensure that its predominant activity is to serve the charitable purpose of promoting education as opposed to the pursuit of profit.

Alternative paths

Alternative routes do exist for investors seeking to avoid the web of regulatory barriers that constrain their involvement. Sectors such as pre-schools, private coaching and tutoring, teacher training, the development and provision of multimedia content, educational software development, skill enhancement, IT training and e-learning are prime sectors in which investors can allocate their funds. These areas are attractive because while they relate closely to the profitable K-12 segment, they are largely unregulated. As such, they make attractive propositions for private investors interested in taking advantage of the burgeoning demand for quality education. Companies such as Educomp Solutions, Career Launcher, NIIT, Aptech, and Magic Software, are market leaders in these fields. Educomp recently acquired a large number of educational institutes and service providers across India. It has also formed joint ventures with leading higher education groups, including Raffles Education Singapore, for the establishment of higher education institutions and universities in India and China. Furthermore, it has entered into a multi-million dollar collaboration with Ansal Properties and Infrastructure to set up educational institutions and schools across the country and closed an US$8.5 million deal to acquire Eurokids International, a private provider of pre-school educational services in India. Gaja Capital India, an education-centric fund, has completed the funding of three education services companies in India. NIIT and Aptech, meanwhile, are engaged in the IT training business.

Core Projects and Technology is also focusing heavily on India and is likely to bid to takeover, upgrade and run public schools for specified periods on a public-private partnership basis.

Higher hurdles

While state governments are largely responsible for providing K-12 education in India, the central government is accountable for major policy decisions relating to higher education. It provides grants to the University Grants Commission (UGC) and establishes central universities in the country. The UGC coordinates, determines and maintains standards and the release of grants. Upon the UGC’s recommendation, the central government declares the status of an educational institution, which once authorized, is entitled to award degrees.

State governments are responsible for the establishment of state universities and colleges and has the power to approve the establishment of private universities through State Acts. All private universities are expected to conform to the UGC guidelines to ensure that certain minimum standards are maintained.

Amity University in Uttar Pradesh is one of the private universities to open its doors. It was approved by the Uttar Pradesh state legislature on 12 January 2005 under section 2(f) of the University Grants Commission Act.

Not-for-profit and anti-commercialization concepts dominate higher education fee structures. To prevent commercialization and profit-making, institutions are prohibited from claiming returns on investments. This, however, does not pose a hurdle for universities interested in mobilizing resources to replace and upgrade their assets and services. A fixation of fees is required in accordance with the guidelines prescribed by the UGC and other concerned statutory bodies. For this purpose, the UGC may request the relevant information from the private university concerned, as prescribed in the UGC (Returns of Information by Universities) Rules, 1979.

In line with the policy on Fee Fixation in Private Unaided Educational Institutions Imparting Higher and Technical Education, two types of fees are required: tuition fees and development fees. Tuition fees are intended to recover the actual cost of imparting education without becoming a source of profit for the owner of the institution. While earning returns on investment would not be permissible, development fees may provide an element of partial capital cost recovery to the management, serving as a resource for upkeep and replacement.

Legal precedents

In order to be awarded university status by the UGC, institutions must comply with the objectives set forth in the Model Constitution of the Memorandum of Association/Rules, and ensure that no portion of the income accrued is transferred as profit to previous or existing members of the institution. Payments to individuals or service providers in return for any service rendered to the institute are, however, not regulated.

In this context recent court judgments on private universities are relevant. The Supreme Court, in Unnikrishnan JP v State of Andhra Pradesh, introduced a scheme regulating the admission and levy of fees in private unaided educational institutions, particularly those offering professional education. The ruling was later notified in the fee policy.

Subsequently, in the case of Prof Yashpal and Anr v State of Chattisgarh and Ors in 2005, the Supreme Court assailed the Chattisgarh government’s legislation and amendments which had been abused by many private universities. It was contended that the state government, simply by issuing notifications in the Gazette, had been establishing universities in an indiscriminate and mechanical manner without taking into account the availability of any infrastructure, teaching facilities or financial resources. Further, it was found that the legislation (Chhattisgarh Niji Kshetra Vishwavidyalaya (Sthapana Aur Viniyaman) Adhiniyam, 2002) had been enacted in a manner which had completely abolished any kind of UGC control over private universities.

The Supreme Court concluded that parliament was responsible for ensuring the maintenance and uniformity of higher education institutions in order to uphold the UGC’s authority. Following the judgment, only those private universities that satisfied the UGC’s norms were able to continue operating in Chattisgarh.

Professional institutions

Professional and technical education in India is regulated by professional councils such as the All India Council for Technical Education (AICTE). Established under the AICTE Act, 1987, AICTE gives recognition to courses, promotes professional institutions, provides grants to undergraduate programmes, and ensures the coordinated and integrated development of technical education and the maintenance of standards. The AICTE has recently exerted pressure on unrecognized private technical and management institutes to seek its approval or face closure.

A single bench decision of the Delhi High Court in Chartered Financial Analysis Institute and Anr v AICTE illustrates the far-reaching implications this kind of pressure can have on all institutions operating independently of the AICTE. The court found that the Chartered Financial Analyst Institute, a US-based organization, was engaged in imparting technical education and that its charter, though not described as a degree or diploma, was nevertheless descriptive of the candidate attaining an academic standard, entitling him to pursue further courses, and achieve better prospects of employment in the investment banking profession. The AICTE argued that the Chartered Financial Analyst Institute fell within the ambit of its regulation and was therefore obliged to submit to the jurisdiction of the regulatory body. The Delhi High Court upheld the AICTE’s view that the Chartered Financial Analyst Institute did qualify as an institution imparting technical education..

This judgment may have emboldened the AICTE to proceed against a number of other establishments that are on its list of unapproved institutions. It holds particular significance since despite not granting degrees and diplomas, the Chartered Financial Analyst Institute was still deemed by the court to be covered under the description of a “technical institute”.

Enthusiasm grows for foreign participation

While regulators such as the AICTE continue to exercise influence in the Indian education system, the sector is expected to witness a surge in foreign investment and perhaps a reduction in the number of regulatory roadblocks as a result of the central government’s enthusiasm for overseas investors. Foreign direct investment in higher education could help reduce government expenditure and there is a general consensus that education as a whole should be opened for domestic and foreign private participation.

The entry of foreign educational institutions into India will be covered by the new Foreign Education Providers (Regulation for Entry and Operation) Bill. The bill seeks to regulate the entry and operation of foreign education providers, as well as limit the commercialization of higher education. Foreign education providers would be given the status of “deemed universities” allowing them to grant admissions and award degrees, diplomas or certificates.

Operationally, the bill proposes to bring foreign education providers under the administrative umbrella of the UGC, which would eventually regulate the admissions process and fee structures. Since these foreign institutions will have to be incorporated under central or state laws, they will also be subject to the government’s policies of reservations. The bill is pending approval from the Indian Parliament but it is unclear if it will be taken by the present government for a vote prior to the general elections in 2009.

Innovative structures unlock profitability

The regulatory restraints on running profitable businesses in the K-12 and higher education sectors have driven Indian lawyers to devise innovative structures that enable private investors to earn returns on their investments. These typically involve the establishment of separate companies to provide a range of services (operations, technology, catering, security, transport, etc.) to the educational institution. The service companies enter into long term contracts with the trust operating the institution. Payments made by the trust to the service companies must be comparative and proportionate to the services rendered by such companies. Furthermore, in order to qualify for tax exemptions, the expenses paid by the trust to the service companies must not exceed what may reasonably be paid for such services under arm’s length relationships.

Despite the regulatory constraints, the Indian education sector is on a path of exponential growth. A growing number of private companies are undertaking creatively structured projects in the education business and the level of investor confidence is demonstrated by the recent spate of M&A activity that has taken place.

With more domestic players emerging, the education sector is likely to witness consolidation, but at the same time, increasing foreign participation will drive competition and raise standards. Liberalization will continue to intensify as the government struggles to remedy its poor public education system and provide quality institutions to educate India’s masses.

Seema Jhingan and Dimpy Mohanty are partners at LexCounsel Law Offices. The firm is headquartered in Delhi and advises on areas including mergers and acquisitions, private equity and venture capital, projects, telecommunications, software/information technology, education, media and entertainment, taxation, retail, licensing and franchising, insurance, general corporate and commercial work and international arbitration. Seema can be reached at sjhingan@lexcounsel.in

Areas of Practice:

Infrastructure, Telecommunications, Power, Mergers/Acquisition, Software/Information Technology, Business Process Outsourcing, Media & Entertainment, Private Equity and Venture Capital, General Corporate and Commercial, International Arbitration.

Professional Summary:

Seema Jhingan’s practice spans over fourteen years during which she has acquired substantial expertise in representing developers, sponsors/lenders, venture capital investors, international corporations, financial institutions, and other strategic investors involved in the establishment, development and financing of major infrastructure and IT projects in India.

Seema Jhingan is a Partner with a Delhi Based Law Firm LexCounsel, Law Offices and regularly contributes to journals and publications and often takes up speaking engagements.

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What is a Career Anyway?

Wednesday, December 14th, 2011

A career is the sum total of all of your work-related contributions to society in a lifetime. This includes time and effort spent to provide goods, services, or benefit to others. A career includes paid, un-paid, volunteer, part-time, and full-time positions. Your career includes many life roles you may not think of: student, homemaker, babysitter, office worker, doctor, lawyer, etc. A career encompasses all the roles you play and duties you perform. You may have many jobs or positions that make up your career, but you only have one overall career. There are various career options in the modern world of work: Self-Employed, Organization Employed, or Project-Employed.

By definition, career development is the interaction of psychological, sociological, economic, physical and chance factors that shape the sequence of jobs, occupations, or positions a person may engage in throughout his or her lifetime. Career development is an ongoing process that includes the aspects of planning and strategizing your career based on information about your self, the world of work, the match between them, and the action you will take to create your life’s work. Formal career development occurs in high schools, colleges and universities, adult education programs, business and industry, military, community and government agencies, trade and technical schools. Consider all the places you have developed your career with either academic or work experience. Where can you go next and what can you do to further develop your career?

You have the power to create what you want, whether you wish to be self-employed, change career fields entirely, hold a certain kind of position, or volunteer your time. Smart career development requires you to be self-reflective, resourceful, motivated, flexible, and able to keep your skills and competencies up-to-date.

Contemporary Career Concepts

Statistics say that we will experience many job transitions throughout our life. For example: the U.S. Department of Labor says that the average person will have 3.5 different careers in his lifetime and work for ten employers, keeping each job for 3.5 years.

From the 1995 National Association of Colleges and Employers Journal of Career Planning, “The average American beginning his or her career in the 1990s will probably work in ten or more jobs for five or more employers before retiring.”

In the mid 1990s, Richard Knowdell said, “Career planning in the 1950s and 1960s was like riding on a train. The train remained on the track and one could quite possibly stay on that track until retirement day. In the 1970s and 1980s career planning was like getting on a bus. One could change buses and it was a little closer to driving than on a train. For the 1990s and beyond, career planning is more like an all-terrain vehicle. The worker gets to drive, has to read the map, and has to be attuned to the terrain, which could change from moment to moment.”

When I attended a recent California Career Development Conference, I heard several other metaphors to describe the career development process. One person said, “The old career was a marriage. The new career is a date.” And someone else mentioned, “A career is like going to an amusement park, where you go from one ride to the next.”

Obviously, the concept of climbing the career ladder is antiquated. Rather than “moving up” in one organization, you will find yourself moving up, down, and even off the ladder. It could, in fact, seem more like a maze, with many twists and turns, stops and starts.

My own concept of career is like a wardrobe, where you “try on” different outfits throughout your lifetime, and continue to check the mirror to see if it still fits and matches your current style and taste. In the modern world of work, you will need to find work that is “suited” to you. Think of your life’s work as your wardrobe. It is ever-changing as you move through life, changing as your styles and interests change. Throughout the process, you will be tailoring yourself to fit different roles, and to meet changing work styles and expectations.

Thus, today, the way in which we go about planning and strategizing our work life is constantly changing. We are taking a more proactive—therefore more exciting and challenging approach— to managing which way our career takes us. People are daring to walk their unique paths, and ignoring traditional routes. In fact, tomorrow’s jobs are relatively unknown to us at this time, as there will be new titles and new career fields that will develop. If a modern career is like a wardrobe, you will wear many kinds of outfits throughout a lifetime, sometimes mixing and matching ensembles, but always checking to see that it still reflects your current style and remains a good fit. It has been said that clothes make the man–what you are displaying to the world through your choice of clothing is how you express yourself. Similarly, how you express yourself and what you value is reflected in the work you choose to perform.

As Mark Twain said, “There is no security in life, only opportunity.” Given today’s changing times, we cannot hold onto one idea for very long—there is so much good work that must be done to help us evolve to our fullest potential. We are multi-talented, multi-faceted beings with many gifts to share. We cannot lock ourselves into any one job or job path. We must walk our path, but remain flexible and open to new experiences. We also need to learn our lessons along the way. Each job, no matter how small, is meaningful and is part of our career plan in that we are always building onto our careers. Today’s work will prepare us for tomorrow’s opportunities.

**Excerpt from the book, Get Smart! About Modern Career Development (2001). all rights reserved—Michelle Casto.

About The Author

Michelle L. Casto is a whole life coach, speaker, and author of Get Smart! About Modern Romantic Relationships, Get Smart! About Modern Career Development, and Get Smart! About Modern Stress Management. Her coaching practice is Brightlight Coaching, she helps people come up with bright ideas for their life and empowers them to freely shine their bright light to the world. Contact her for a free 30 minute coaching session: www.getsmartseries.com and www.brightlightcoach.com

coach@getsmartseries.com

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Buying a Used Car? Sixteen Tips on How to Keep From Getting Ripped Off

Tuesday, December 6th, 2011

Do you want to buy a quality used car but are afraid of getting ripped off?

You’re not alone, and for good reason. Used car sales are far and away the most lucrative segment in the auto industry in terms of commissions that the sales people and dealership makes and therefore, the GREED factor comes in when selling cars is concerned. The potential for being taken advantage of increases for the unwary and uninformed car buyer.

Having said that, there are still quite a few honest, credible used car dealerships out there and if you are prepared with some of the tips in this article, then you can drive off with a nice, clean used car AND a good deal.

There are TWO basic types of Used Car Dealerships you need to know how to differentiate between the two.

1. Your garden variety of used car dealerships that most towns and cities have almost everywhere. These dealerships, generally sell cars bought at local auctions or were higher mileage cars bought form a local dealership, or taken as trade-ins on their lot. Generally speaking, you won’t find the latest models with the lowest miles and still under warranty. What you CAN find are clean reliable cars, maybe with higher miles that you wouldn’t find at a brand dealership, but often lower prices. The typical used car dealership has nowhere near the overhead of major dealerships so, their gross profit margin – the difference in costs they have in a car and what they can sell it for — can be lower, thus, ideally, saving you some money.

Most of the better used car dealerships offer financing and warranties for all their cars at an extra cost, of course. Some, but not most have a place to service their cars before putting the car on their lot. You need to make sure whatever car you are looking at has at least had an updated inspection.

Used car dealerships can be a great place to find a good car, BUT, be careful, some of the cars can be rough around the edges and you need to know what to look for and how to look at a used car.

2. Your automobile dealerships that sell new and used cars. Usually, these dealerships keep a selection of what they like to refer to as “pre owned” or even “certified pre-owned” vehicles and they usually spend more time on the prep of the car before it goes on the lot. They have a shop and certified technicians to go over these cars and make sure these cars are in good shape. Especially the Certified Pre Owned cars need to look and run close like new. All of this does, of course make the Brand Dealership Used cars priced on the higher end. Be ready to haggle!

Buying a used car or “pre-owned” car can make a lot of sense regardless of where you buy one.

Any new car will drop 25 – 40% once it drives off the lot. In this day and age of better cars and cars lasting over 100k miles, used cars, especially almost any Japanese car, can last to well over 200k miles and you get an even better price. Again, make sure the Car Fax checks out!

BIG MYTH: “When you buy a used car, you’re buying someone else’s problem”Not necessarily so. Many used cars are lease turn ins. Many used cars the owners simply out grew the car or, like so many people on the road, they just like to trade cars often and change cars like underwear!

Following are some tips on how to maneuver through the sometimes shark infested waters of used car dealerships.

1. Know what you want. Or at least, have an idea. Do you want an economy car? A luxury sedan? An SUV? You will find a good selection on some of the many Used Car lots that dot our landscapes. A good way to shop discreetly is to shop online. Compare similar models and makes.

Check Consumer Reports for Best Used Car deals or the Kelly Blue Book online.

2. What will it cost? Once you have an idea of what you want, get an idea of what it would cost. The most popular and the oldest service is Kelly Blue Book. At KBB, you can select practically any model, make and year of vehicle and get a “good-better-best” price, depending on the vehicle condition and various features. With KBB, you can get a general idea of pricing or even narrow it down to specific features. For instance, if that cool sports sedan you’ve spotted at a lot has leather upholstery and alloy rims vs. cloth seats and wheel covers, then you’ll pay more for the leather and rims. Also, you MUST know what the mileage on the car you are interested in. Cars with over 100,000 miles automatically drop in price compared to similar cars with under 100k miles.

3. Get a Car Fax report! A Car Fax report provides the detailed history of practically any vehicle on the road today.. To do this you need to accurately write down the Vehicle Identification Number (VIN).

A Car Fax report will tell you a LOT! It will tell you important stuff like: Has the car been wrecked? Total loss? Has the car been in a flood? Are there any recalls? Has the air bag ever been deployed? Has this car been “salvaged”? Has the car been inspected annually? How many owners and where? If the car you are interested in has been through several owners, that could be a red flag so pay attention to the number of owners in the past.

These are important things to know before even taking a test drive! You can get the Car Fax yourself, or ask the dealer to present you with a recent Car Fax Report.

NOTE: Any good used car dealer ship will likely have one on file and gladly show it to you.

IF this dealer Fancy Dances around this issue, then move on!

4. Visually Inspect the Car yourself! Walk around it and look at the fit and finish. Not all wrecked cars will be reported, but if you see uneven spaces between the doors, and hood and fender, then watch out! Check for “over spray”. If the car was repainted, it may not show up on a Car Fax either. Look around the black moldings, and exterior fittings like headlights, door handles, etc. If you see “over spray” it likely means the car has been repainted. Now, for a car older than 10 years it could be perfectly reasonable to have a re-paint. Just try and find out who and where the work was done.

5. Look Under the hood. Even if you are clueless at what you are looking at, do this anyway. Is the engine clean? Is there mud on the inner sides? What do the battery cables look like? Clean or corrosion built up? Not good if the engine area is not spotless and had a good steam cleaning.

6. Check the oil and all the other fluid levels. This seems obvious, but still, you want to know if the oil has been changed and the fluids – brake and transmission — are topped off. If any of these levels are low – RED FLAG!

7. Inspect the tire tread. A method for checking tread depth is to insert a penny in one of the grooves with Lincoln’s head upside down and facing you. If you can see the top of old Abe’s head, it is time to replace your tires and make sure the dealer knows this is a concern. At the bargaining table, you may get a new set of tires!

8. Inspect the wiper blades. Normal wear and tear on wiper blades are common, but if you are buying this car from a dealership of any kind, you should have fresh wiper blades.

Once you’re satisfied that the car you are looking at is worth of your attention, THEN and ONLY then take if for a test drive!

Next step Test Drive!9. The salesman may or may not give you some BS about him driving the car off the lot and down the street some distance to switch for “insurance” reasons. Not true! They want to keep as much control over the process as possible that’s all.

There are several things to look and listen for when starting out:

10. Start the engine with the window down so you can HEAR and SEE what its like.

Is the muffler quiet? Is there smoke blowing out?

11. Assuming you are in an automatic, move the transmission back and forth between the gears,

“P”, “D”, “R”, “N” etc… does if shift easily? What does it sound like when you put it into the drive gear? If there is a CLANK sound, look out, could be trouble!

12. If it’s a manual drive, make sure the gears shift easily from one gear to the next. Test the clutch.

Is there a lot of “play” when you press down before the clutch catches? If there is “play” then the clutch could be worn.

13. Driving. First, get into an open stretch and accelerate as fast as possible. Is the acceleration smooth? Does it hesitate or halt or stop? Not good!

14. BreakingNext, apply the brakes firmly but don’t slam on the brakes. Does the car swerve to the left or right? If so, could be alignment problems. Not good! How far does the brake pedal go before engaging? If a lot, then the car may need brake work. If it goes to the floor, then you have real brake problems.

15. Interior Controls.Does the Air Conditioning work and blow cold? Is the heater working? How’s the stereo?

Do the power windows roll up? Do the crank windows roll up easily?

Do the locks work? Make sure you take the time to learn about the interior aspects of your potential next car.

16. Take the car for a good drive! Have fun! Crank up the stereo! Bring along a CD to play!

Drive in traffic as well as on an Interstate Highway if possible. Listen for any unusual noises or loudness. Accelerate and brake frequently to test the car’s responsiveness.

Okay, you took the Test Drive, you think you love the car, now what?

Make sure you have paid attention to steps 1, 2 and 3. Demand a Car Fax report. Always seriously pour over the report as if you were preparing your Last Will and Testament.

NEVER let the sales person know you are totally thrilled with the car or in any way desperate for a car. This opens up an opportunity to be taken advantage of.

Also, if you want to trade your old ride for a new one, NEVER tell the dealership you intend to trade up front because this can skew the numbers you are being offered. You ALWAYS want to know what the car will cost BEFORE the trade!

It goes without saying you need to be ready to walk away from any deal you are offered. If it smells fishy, it probably is! DO NOT let your emotions get the best of you! There’s always as good or better car out there with your name on it!

In summary, be like the Boy Scouts whose motto is: “Be Prepared” and you will likely find a good car you can live with for several years or more.

J Gary Dean is an author and videographer in Greensboro NC. Also, a former used car salesman himself, Mr. Dean brings a unique perspective in the area of buying a used car.

Visit his website:

[http://www.NCInternetAdvertising.com]

or his blog:

http://www.WhoIsGaryDean.com

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Moving Guide: Moving with Pets

Sunday, December 4th, 2011

Americans and their loved pets move on average every seven years. If you have a pet or pets, remember that they also experience stress, particularly from moving. In many cases, moving can be even more stressful on pets, as the home is their habitat. Pets can also become very frightened when faced with unfamiliar situations. Careful organization and planning can make the moving process easier and less stressful for both you and your pet. Our guide offers tips and advice to help you and your pet through this process.

Pet travel warning

o Never move a sick pet – the move may aggravate his symptoms and be dangerous to his health.

o The Animal Welfare Act makes it illegal to transport puppies and kittens less than eight weeks old by air.

o Pets cannot be moved on a moving van with your household belongings.

o Pets are generally not allowed on trains or buses, unless they’re guide-dogs accompanying blind or otherwise impaired persons.

o Book a direct flight if you are traveling by plane. If your pet is traveling in freight he may be sitting outside with the freight for a long period of time between flights and as the freight is being moved from plane to plane. If the weather is either too hot or too cold your pet will suffer. An insulated crate will certainly help this situation if it cannot be avoided.

Air Transport

You may transport your pet by air either accompanying you or as air freight. Some airlines provide counter-to-counter service so your pet will be carried on and off the plane by an airline employee. Remember, not all airlines accept pets for transportation, so be sure to inquire when you are making your travel arrangements. Also be sure to check about charges and insurance charges for transporting your pet.

It is important that you book your air travel as early as possible. Airlines that accept pets for transportation will have specific regulations and guidelines regardless of whether the pets are accompanied or unaccompanied. For example, you may be required to be at the airport several hours in advance of the flight to check your pet in and your pet may need a special crate. The airline may be able to provide to you a crate for the trip, or you may have to purchase one from the airline.

The airline will have guidelines on the crate types allowed and your local pet supply company will be able to sell you the required crate. You pet should be able to stand and turn around with ease and there should be adequate ventilation. The bottom of the crate should be padded with newspaper or other absorbent material. Add a favorite toy on move day to give a sense of security. Try to get your pet accustomed to the crate at home before the big day.

On move day, feed and water your pet at least 5 hrs before the flight departure time and water again at least 2 hours before departure. Remember to administer any medication or veterinarian-recommended tranquilizers before departure. When you arrive at the airport, exercise your pet and check that you have provided all the necessary information to airline staff regarding your name, correct new address and alternate contact name in case of emergency.

Some airlines allow passengers to bring pets into the cabin with them, provided they fall within a specific size range and stay in a carrier for the duration of the flight.

By road – In a motor vehicle

Unless you are planning a very short road trip, do not feed or water your pet for a couple of hours before leaving. You may decide to put your pet in a crate during the road trip, but be sure he is able to stand and turn around with ease and that there is adequate ventilation. The bottom of the crate should be padded with newspaper, towels or other absorbent and cushioning material. Adding a favorite toy will help give a sense of security. Exercise your pet regularly during the road trip, but always use a leash because your furry friend can easily get lost or hit by a car if he wanders off.

Do not let your pet hang his head out the window while the car is moving. While many dogs love to do this, it can cause sore eyes, ears or throat. And, never let the windows down so far that your pet can jump out.

Warning

Never leave a pet in a hot car during the summer or in a cold car in the winter. Temperatures inside a car with closed windows escalate dramatically when it’s parked in the sun. Even if it’s pleasant outside, it takes only a few moments to reach over 100 degrees inside the car – which can be fatal for small occupants. If you absolutely have to leave your pet briefly, and the day is hot, park in the shade, lock the car doors and crack the windows open several inches to provide cross-ventilation. Check on him regularly. If the day is very hot, it is best not to leave your pet in the car at all.

Pet’s travel bag

Don’t forget to pack a travel bag for your pet! Following is a list of items you may wish to include;

o Food and can opener

o Food and water dishes

o Any medication your pets needs

o Treats

o Favorite toys

o Leash

o Grooming brush

o Bags to clean up after your pet

o Newspapers

o Cleaner and paper towel

Whatever mode of transport you use for your pet, make sure you are in compliance with state and local regulations for animals in your destination city, along with current copies of.

o ID tags

o Health records

Pets ID tags

The state where you are moving may have different laws regarding animals and their entry across state lines. It is important that you understand the requirements so that you can comply with them, so contact the state veterinarian for specific information. It is not uncommon for pets to need an entry permit in order to enter a new state. As well, in many towns and cities the number of pets per household may be limited. You will be required to obtain a local license for your pet within a certain deadline, such as 30 days, so find out what it is. You don’t want to pay a fine for not keeping your pet’s license current!

Health

You may need to obtain a health certificate for your pet from a licensed veterinarian and this can be used in the event it is required for entry to your new home state. The Department of Agriculture may request to see the health cert at your destination airport or could even be patrolling the highways if you are driving. A health cert is generally valid for 10 days, so be sure to have the inspection scheduled just before you move. The veterinarian will conduct a complete physical examination of your pet and check that he is current with all inoculations.

Dogs

Whether traveling by air or by car, moving can be even more stressful for a dog than for a human, although some dogs adapt better than others. Hold off on packing your dog’s bedding and toys until the last moment so that he can be comforted by the presence of familiar things. If you’re traveling a long way, avoid feeding your dog for 12 hours before the journey in order to prevent travel sickness. If you know your dog suffers from travel sickness, ask your veterinary surgeon about medication.

If you plan on flying to your new home, do your best to book a direct flight. If your dog has to be transported by freight and the flight is not direct he may have to sit out in the hot or cold weather as the freight is boarded to the new flight. Check with the airlines for details. If your dog is small enough, he may be able to travel in the passenger cabin with you. He will need a special pet carrier, which you can purchase at your local pet store. Ask the airline what crate specifications they require.

If traveling by car, have your dog’s nails cut to avoid damage to the upholstery. Carry an adequate supply of plastic bags and use these to clean up after your pet at any rest stops you use. Never let your dog hang his head out the window of a car when it’ s moving. Even though most dogs love to do this, it can cause sore eyes, ears or throat.

Never leave your pet alone in a car, especially in hot weather. The temperature inside the car can quickly rise to an unbearable level, even on what feels like a pleasant afternoon.

Once you arrive at your destination, be sure to get your dog back in to his routine of eating and exercise. If you have moved to an apartment building and your pet dog was used to having a yard to play in, you’ll need to be extra considerate. Walk your dog more frequently, at least until he gets used to his new living situation. Be patient and make allowances for indoor “accidents.” Don’t punish your pooch, as this may make the problem worse. Clean the mess to remove the soil and smell. Once your dog has settled in, the accidents should stop. Use positive reinforcement to teach him where he needs to go. Always praise him when he relieves himself in the correct place.

One way to help your dog settle in more quickly is to create a comfortable sleeping area for him. If your new home has a yard, check the fencing to make sure that it is secure, of sufficient height and ‘hole-free’ before letting your dog run loose. If your dog is able to escape, exercise him on a lead until you are able to make the necessary improvements.

Cats

It’s commonly accepted that cats get very attached to places and typically hate to move. Cats get particularly comfortable with routine, and don’t like their environment to change. This can make moving especially difficult for humans and their cats.

In the days leading up to your move, try to keep your pet’s routine as normal as possible. It is best to crate your cat during the moving process, and it may be helpful to ask a friend or family member to keep an eye him.

If you are traveling by air, you may need to purchase an airline-approved carrier for you cat. You airline should be able to provide you with all the details. If you are traveling by car you may also want to use a crate or carrier so your cat cannot roam about the car, or escape through an open window or door.

Once you are in your new location, be careful to keep your cat indoors until he becomes comfortable in his new surroundings. Do not allow your cat outdoors, because he may try to return to you old home … and that’s obviously dangerous for him, especially if you’ve moved far away. Supervised outings are advised until your pet gets used to your new home. You can use a long leash on your cat and connect it to a stake in the ground, allowing your pet to wander the length of the leash for the first few days. Let your cat explore all the rooms of the house and be sure to check that outside doors and windows are closed before you begin.

Birds and Small Pets

Of all pets, birds are probably the most sensitive to changes in temperature and environment. Your pet bird can be moved in the cage in which it lives. When you are moving with your pet bird, be sure to use a cover for the cage. This can keep the bird calm and protect it from drafts. Place the cage in a shallow box to collect any gravel, feathers or droppings that may spill during transit. Remove any containers of food and water before moving the cage to avoid spills en route. Do feed and water your bird at its regular times, as birds, like all small animals, can become dehydrated very quickly in warm weather.

Some states require a health cert for birds entering the state. The USDA may inspect this cert either at the airport or during routine roadway inspections. Have your pet bird inspected by your veterinarian prior to traveling. Some health certificates are valid for a brief period of time. Ten 10 days is a common window for a health certificate.

Horses

There are several ways to transport horses. Your horse can be transported by air freight, by towing a trailer or by hiring a specialized horse transporting company. The horse transport company can use either air or road to transport horses.

By Air

Many airlines accept horses as air freight. In general, they will only transport horses on direct flights. You will be required to have a stall constructed to the airline’s specifications, and you will need to ensure your horse has the necessary health checks completed prior to moving to your new home state. Remember that requirements vary by state, and airlines will request a health certificate. The USDA may also be at the destination airport conducting inspections and may request to see the health certificate.

By Road

Depending on the distance you need to travel, towing your horse in a trailer behind your car or truck may be an option. If you do not own a trailer, you may consider renting one, but you’ll want to be sure you’re experienced enough to safely load and trailer your horse. You can also pack tack and feed in the trailer.

If your trip requires overnight stays you will need to book stables en route for your horse. These stables will require a health certificates appropriate to horses only, and if they do not you probably don’t want to board your horse there. Your veterinarian should be aware of the applicable laws of the different states and will be able to provide you with the necessary health certificates. (Contact information regarding states entry requirements is at the end of this guide.)

If you are unable to find a stable or lodgings for your horse in close proximity to your hotel, inquire whether the hotel will allow you to keep the trailer in the parking lot overnight. In inclement weather this is not advisable. Feed and water your horse per the normal routine and clean out the stall when you have an overnight stop.

Reptiles

Most states have strict government regulations regarding the entry of reptiles. See the states regulatory contact list at the end of this guide to find out what you need to do before moving your reptile from state to state.

As a general rule, the carrier that a reptile is transported in needs to be kept moist. Place the reptile in a cloth bag and fasten the top of the bag, making sure to leave the reptile enough room to move about, then place the bag in the shipping container. Use foam peanuts for cushioning and place damp paper or cloth in the shipper to keep the environment moist. Make sure there are air holes in the shipper for ventilation. If you are traveling overnight with your reptile you may need to place him in the tub of your hotel room at night for a nice long soak. Check if the hotel allows pets first.

Do not ship reptiles in excessively hot or cold weather, as their shipping container may be left outside for periods of time, leading to stress and possibly death.

Snakes must be handled with extra care, especially if they are venomous. Most airlines require double crating for snakes, which means putting the snake in one crate and then placing this crate in another, larger crate. Adequate ventilation is a must. The airline may provide you with stickers to put on all sides of the crate and you will need to write the type of snake on this label. You should also write on the sticker whether the snake is venomous or not.

**Warning

Remember to keep the surroundings of all reptiles moist, but not wet. Placing a damp cloth inside the container is one of the best ways to keep your reptile’s environment appropriately moist during transit.

Fish

Fish are notoriously difficult to move safely from one location to another, but it can be done effectively and efficiently with some planning. It is advisable to sell or give away as many fish as you can before you move to help ease the burden. However if this is not an option, this guide will help you understand what you need to do.

Depending on the size of your aquarium, and the number and type of fish you have, it may be easier to separate them into a several smaller tanks. If the aquarium is 5 gallons or less it may be just as easy to move the entire aquarium. Place some cellophane over the top of the aquarium and remove all heaters and aerators. Place the container in a cooler box or Styrofoam container to regulate the temperature and keep it constant for up to 48 hours. Be sure to open the cellophane every four to five hours to change and refresh the air. This option may be the best for tropical fish, which don’t do well in smaller containers with overcrowding or sudden changes in water and temperature.

Never leave the container in the car overnight, as the temperature changes may be too drastic for the fish. If you plan to be traveling to your destination for a couple of days with your fish it is advisable to purchase a portable aerator to keep the water well oxygenated. Always pack your aquarium last in the moving truck so that you can unload it quickly at your destination.

If you separate your fish into smaller containers or fish bags, you should try to use the aquarium water in order to keep the environment as constant as possible. In the event you do not have enough water for all the smaller containers, add fresh or saltwater appropriate to the type of fish. It is advisable to allow each container of water to settle for a few hours after filling. If you have only a small number of fish and are moving a short driving distance, you can move the fish to their new location by using plastic bags half-filled with water and half-filled with air. As a general guideline, each fish should have at least 1-2 gallons of water. To maintain the temperature, place the bags in an insulated container or Styrofoam container.

Most fish can go without food for a couple of days without any problems, but it is important to add healing agents to the water, as the fish may become bruised en route. This is not uncommon and you can purchase healing agents at your local pet supply store.

When you arrive at your destination set up the aquarium as quickly as possible. You may need to treat the water to neutralize any chemicals; your local pet store can advise you of any treatments the local water may need.

Turn the aerator on for a while, and then add slowly and gently add the fish to the tank one at a time. Wait until the water settles, and feed them as usual.

New Community

PLEASE, PLEASE be responsible when you move and check beforehand with your new community to find out if pets are allowed. Some apartment and condominium complexes may not allow pets, and you certainly don’t want to find that out on moving day.

Some of the most common reasons that people leave their pets with shelters are “we are moving “and “my landlord doesn’t allow pets.” Remember, pets do not know why their owners are leaving them behind, so do your homework beforehand to save all that heartbreak. Consider your options carefully, as pets should be considered a lifetime commitment. If you are absolutely unable to take your pet with you, you owe it to this creature to find him a good home.

State and local regulations

You need to make sure that your pet has some sort of easily read ID attached to its body. For dogs and cats this can be a collar, while a tag around the leg is appropriate for birds. The ID tag should have your pet’s name, destination address, your name and telephone number. It is also a good idea to have an alternate’s name and number on the tags in the event that somebody finds your lost pet and is unable to get in touch with you. You should also have rabies tags for your pet; depending on the state where you live this will most likely be a requirement. For air travel, your pet may be required to wear special travel tags, which the airline will provide.

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